{"id":33309,"date":"2026-08-04T09:01:54","date_gmt":"2026-08-04T13:01:54","guid":{"rendered":"https:\/\/www.americanonewspaper.com\/es\/?p=33309"},"modified":"2026-08-04T09:02:00","modified_gmt":"2026-08-04T13:02:00","slug":"subira-el-precio-del-seguro-medico-en-nj","status":"publish","type":"post","link":"https:\/\/www.americanonewspaper.com\/es\/medicare\/subira-el-precio-del-seguro-medico-en-nj\/","title":{"rendered":"\u00bfSubir\u00e1 el precio del seguro m\u00e9dico en NJ?"},"content":{"rendered":"\n

Esto es lo que revelan los primeros datos<\/strong><\/p>\n\n\n\n

Scott Fallon, NorthJersey.com<\/p>\n\n\n\n

Las primas de seguro de salud est\u00e1n aumentando alrededor del 14% en 2027 para los planes bajo la Ley de Cuidado de Salud a Bajo Precio (ACA, por sus siglas en ingl\u00e9s) en varios estados, seg\u00fan un nuevo informe, un indicador de lo que podr\u00eda verse para los planes privados y p\u00fablicos en Nueva Jersey el pr\u00f3ximo a\u00f1o.<\/p>\n\n\n\n

\"ABOGADOS<\/a>
ABOGADOS DE ACCIDENTES<\/figcaption><\/figure>\n\n\n\n

Aunque Nueva Jersey no est\u00e1 incluida en el informe, las compa\u00f1\u00edas de seguros han enviado solicitudes de tarifas al Departamento de Banca y Seguros del estado, se\u00f1al\u00f3 Dawn Thomas, portavoz del departamento.<\/p>\n\n\n\n

El departamento no proporcion\u00f3 los aumentos de tarifas para su programa ACA, llamado GetCoveredNJ<\/a>, cuando fueron solicitados la semana pasada por NorthJersey.com. Thomas coment\u00f3 que la documentaci\u00f3n a\u00fan est\u00e1 en revisi\u00f3n y que las tarifas promedio eventualmente se publicar\u00edan en el sitio web<\/a> del departamento, pero no especific\u00f3 cu\u00e1ndo.<\/p>\n\n\n\n

Alrededor de 440,000 habitantes de Nueva Jersey est\u00e1n inscritos en el programa en 2026 porque no obtienen seguro de salud a trav\u00e9s de un empleador, Medicare o Medicaid.<\/p>\n\n\n\n

\"AUTOS<\/a>
AUTOS Y CAMIONES NUEVOS Y USADOS<\/figcaption><\/figure>\n\n\n\n

El aumento del 14% fue descubierto por la Kaiser Family Foundation<\/a>, una organizaci\u00f3n sin fines de lucro de informaci\u00f3n sobre salud, que examin\u00f3 los informes presentados por las compa\u00f1\u00edas de seguros a los reguladores en 16 estados.<\/p>\n\n\n\n

El aumento se produce despu\u00e9s de que GetCoveredNJ y los planes de ACA en otros estados aumentaran dr\u00e1sticamente este a\u00f1o. Junto con los incrementos de las primas, una ca\u00edda en los subsidios federales provoc\u00f3 que las tarifas se dispararan hasta un 175% en Nueva Jersey<\/a>. El impacto del aumento hizo que 69,000 residentes de Nueva Jersey cancelaran su cobertura<\/a> este a\u00f1o cuando recibieron sus primeras facturas.<\/p>\n\n\n\n

Miles de otros que se inscribieron optaron por planes con primas m\u00e1s bajas que ofrecen menos servicios y deducibles m\u00e1s altos<\/a>.<\/p>\n\n\n\n

La eliminaci\u00f3n de los subsidios es resultado del “gran y hermoso proyecto de ley” del presidente Donald Trump, o HR1, que recort\u00f3 la financiaci\u00f3n de los servicios sociales para mantener los recortes de impuestos.<\/p>\n\n\n\n

Impacto en los departamentos de emergencia de los hospitales de NJ<\/strong><\/p>\n\n\n\n

Los directores de hospitales de Nueva Jersey dijeron que temen que sus departamentos de emergencia sean colapsados por oleadas de pacientes no asegurados debido a los recortes de ACA y Medicaid.<\/p>\n\n\n\n

Se estima que 300,000 habitantes de Nueva Jersey perder\u00e1n la cobertura de Medicaid \u2014seguro de salud para residentes de bajos ingresos\u2014 a partir de enero 1, 2027, si no se registran para los nuevos requisitos de trabajo. <\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

Alrededor de ocho a 12 hospitales de Nueva Jersey que atienden a comunidades de bajos ingresos<\/a> est\u00e1n en riesgo de cerrar debido a los recortes<\/a>, dijeron grupos de defensa. <\/p>\n\n\n\n

El an\u00e1lisis realizado por Kaiser de las solicitudes en 16 estados encontr\u00f3 que los aumentos en las primas oscilaron entre 1% y 52%, pero la mayor\u00eda estuvieron entre 10% y 20%. El aumento medio del 14% ser\u00eda el segundo solo despu\u00e9s del a\u00f1o pasado por el mayor aumento de los planes ACA en casi 10 a\u00f1os.<\/p>\n\n\n\n

Aumento de los costos de atenci\u00f3n m\u00e9dica<\/strong><\/p>\n\n\n\n

El aumento de los costos de atenci\u00f3n m\u00e9dica es la raz\u00f3n n\u00famero 1 que las compa\u00f1\u00edas de seguros mencionaron en sus presentaciones, citando desde la inflaci\u00f3n hasta los contratos negociados entre aseguradoras, hospitales y otros proveedores, seg\u00fan indic\u00f3 Kaiser.<\/p>\n\n\n\n

Otra raz\u00f3n que se\u00f1alaron es el incremento en los salarios de los proveedores debido a la escasez de mano de obra en el sector de la salud.<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

Los estados cercanos de Nueva York y Connecticut formaron parte del an\u00e1lisis de Kaiser.<\/p>\n\n\n\n

Los otros estados mencionados en el informe, que cubren una gran parte del pa\u00eds, fueron Haw\u00e1i, Illinois, Indiana, Iowa, Kentucky, Maine, Maryland, Massachusetts, Minnesota, Oreg\u00f3n, Rhode Island, Texas, Vermont y Washington.<\/p>\n\n\n\n

Esta traducci\u00f3n fue proporcionada por <\/em><\/strong>El Latino News<\/em><\/strong><\/a>, en asociaci\u00f3n con el Centro de Medios Cooperativos de la Universidad Estatal de Montclair, y cuenta con el apoyo financiero del Consorcio de Informaci\u00f3n C\u00edvica de NJ. La historia fue escrita originalmente en ingl\u00e9s por <\/em><\/strong>NorthJersey.com<\/em><\/strong><\/a> y se vuelve a publicar en virtud de un acuerdo especial para compartir contenido a trav\u00e9s del Servicio de noticias de traducci\u00f3n al espa\u00f1ol de NJ News Commons.<\/em><\/strong><\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

This translation was provided by <\/em><\/strong>El Latino News<\/em><\/strong><\/a>, in association with the Center for Cooperative Media at Montclair State University, and is financially supported by the NJ Civic Information Consortium. The story was originally written in English by <\/em><\/strong>NorthJersey.com<\/em><\/strong><\/a> and is republished under a special content-sharing agreement through the NJ News Commons’ Spanish Translation News Service.<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Esto es lo que revelan los primeros datos Scott Fallon, NorthJersey.com Las primas de seguro de salud est\u00e1n aumentando alrededor del 14% en 2027 para los planes bajo la Ley de Cuidado de Salud a Bajo Precio (ACA, por sus siglas en ingl\u00e9s) en varios estados, seg\u00fan un nuevo informe, un indicador de lo que […]<\/p>\n","protected":false},"author":7,"featured_media":33310,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"tdm_status":"","tdm_grid_status":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false,"token":"eyJpbWciOiJodHRwczpcL1wvd3d3LmFtZXJpY2Fub25ld3NwYXBlci5jb21cL2VzXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wOFwvaW1hZ2UtNzU1eDUwMC5qcGVnIiwidHh0IjoiXHUwMGJmU3ViaXJcdTAwZTEgZWwgcHJlY2lvIGRlbCBzZWd1cm8gbVx1MDBlOWRpY28gZW4gTko_IiwidGVtcGxhdGUiOiJoaWdod2F5IiwiZm9udCI6IiIsImJsb2dfaWQiOjIyODYxOTU3NH0.gVwdO6Ake8OkDKV_uIFXIk5qtGa3-6j60cmd7mfq8aMMQ"},"version":2,"media_source":"featured-image","attached_media":[{"id":33310,"url":"https:\/\/www.americanonewspaper.com\/es\/wp-content\/uploads\/2026\/08\/image.jpeg","type":"image\/jpeg"}]},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false,"_members_access_role":[],"_members_access_error":""},"categories":[1118,221,246,592],"tags":[],"class_list":["post-33309","post","type-post","status-publish","format-standard","has-post-thumbnail","category-medicaid","category-medicare","category-new-jersey","category-salud"],"acf":[],"yoast_head":"\n\u00bfSubir\u00e1 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